As U.S. insurance companies face rising customer expectations, climate-related risk, and legacy overhead, a new wave of innovative startups—collectively known as insurtechs—is reshaping the industry. Utilizing technologies like AI, telematics, blockchain, and real-time data, these companies are redefining underwriting, pricing, claims, and customer engagement. Here’s how insurtech in America is driving transformation. 1. AI-Driven Underwriting…
Across the U.S. in 2025, fintechs have radically reshaped how individuals and small businesses access credit. Equipped with AI-driven underwriting, embedded lending, Earned Wage Access (EWA), and alternative data models, these platforms are offering faster, fairer, and more convenient credit products—ushering in Lending 2.0. 1. From Legacy to Lightning: AI-Powered Underwriting Traditional lenders often rely on…
Financial inclusion isn’t just a social good—it’s a powerful economic lever. In the U.S., a new generation of fintech companies is making basic financial services accessible to underserved segments: low-income families, gig workers, immigrants, individuals with disabilities, and others traditionally left behind. These platforms are reshaping the financial landscape by offering microloans, mobile banking, early…
In the first half of 2025, M&A activity in the U.S. surged with a wave of high-value deals spanning energy, financial services, tech, entertainment, healthcare, and more. Amid low interest rates and mounting strategic pressures, companies are acting decisively—reshaping markets, unlocking synergies, and confronting regulatory challenges head-on. Below is a curated rundown of the most…
ighs in 2025. Unfortunately, there are plenty of stocks that have been left behind this year. Some of these underperforming stocks may be providing investors with an opportunity to buy the dip. Many, however, are simply struggling with stiff competition, broken business models, bloated balance sheets or other company-specific challenges. Here are the 10 worst-performing…
After enduring the disruptions of the past decade—from the financial crisis to a global pandemic—America’s small-business landscape is entering a new era. In 2025, U.S. entrepreneurs are not only persisting but thriving, powered by optimism, technology, and changing consumer tastes. This renaissance is reshaping communities, creating jobs, and helping define the future of economic growth….
Nearly five years after COVID-19 ushered in a remote work revolution, U.S. companies continue reshaping their operating models. What began as a stopgap strategy has evolved into a nuanced, data-driven approach combining flexibility, technology investment, and strategic policy. Here’s how the landscape is changing: 1. Remote and Hybrid Models: The New Work Norm Remote work…
Over the past decade, Environmental, Social, and Governance (ESG) considerations have transformed from peripheral elements into essential pillars of corporate strategy. In the United States, this aggregation marks a new era: one in which firms are redefining their purpose, value proposition, and competitive stance by embedding ESG deep within their DNA—not as an imprint, but…
In the evolving architecture of the global economy, few players wield as much influence as American corporations. From Silicon Valley to Wall Street, these companies drive innovation, steer financial markets, shape consumer behavior, and influence geopolitics. Their technologies and products touch billions of lives across continents, often transcending traditional notions of borders and governance. Below…
As fintech startups reshape finance—from payments and lending to crypto and embedded banking—the role of regulation has become crucial. In the U.S., two regulatory bodies stand out: FinCEN (Financial Crimes Enforcement Network), navigating financial crime and Crypto AML laws, and the Office of the Comptroller of the Currency (OCC), implementing charter regimes and authority frameworks…