By investing in Sukanya Samriddhi account, you can easily handle the expenses of your daughter’s education and marriage. In this, your money will be safe and you will also get better returns.
Sukanya Samriddhi Account
The government is running Sukanya Samriddhi Yojana for the safe future of the daughter. Although it is opened in the post office, but Punjab National Bank is also providing the facility to open its account under this scheme. With an investment of just 250 rupees in this, you can add a large amount of money for your daughter’s wedding to her studies.
In this scheme, parents or guardians can open only one account in PNB in the name of a daughter. On the other hand, those who have two daughters can open up to two accounts separately. Sukanya Samriddhi account is being given interest at the rate of 7.6 percent with income tax rebate.
Special things related to the scheme
If you want to open Sukanya Samriddhi account in PNB, then the minimum deposit in this is to be 250 rupees. While maximum you can deposit up to Rs 1,50,000. If the minimum amount is not deposited annually then the account will be closed. Also, a penalty has to be paid as Rs 50 per year. This account can be operated till the daughter is 21 years old. If you want, then the maturity amount can be withdrawn when the daughter is 18 years old. Once the account is deactivated, you can activate it again. For this, you have to give an application in the bank.
Bank tweeted information
Punjab National Bank made a tweet to motivate people to open Sukanya Samriddhi account beneficial for daughters. In which they were told about the features related to the scheme. The bank wrote in a tweet, “Through Sukanya Samriddhi Account you can secure the future of your daughters. For more information, see: https://tinyurl.com/y3lwzpms ”.
Will get 1.5 million at maturity
Though you can invest in Sukanya Samriddhi account with 250 rupees, but if you deposit 3000 rupees every month, that is, you invest 36000 rupees annually. So in this, after 21 years, you will get about 15,22,221 rupees on maturity. Because compounding interest will be compounded by 7.6 percent per annum on the amount deposited in it.
Account opening process
To open an account under Sukanya Samriddhi Yojana, you have to fill the plan form in PNB. Along with the birth certificate of your daughter, photocopy of the identity of the child and parents (PAN card, ration card, driving license, passport) and residence proof for address proof or passport, ration card, electricity bill, telephone bill, Photocopy of one of the water bills etc. will have to be submitted.
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