Hybrid funds are a category of mutual funds. It is considered more secure in terms of investment. There is a tax rebate on investment in this as well.
During the Corona period, the stock market is constantly undergoing ups and downs. In such a situation, most people prefer to invest in mutual funds instead of stocks. But which mutual fund is the best for investment, for this, some research is necessary. There are many types of plans available in the market, but according to experts, hybrid funds are considered the safest to invest. There is no risk in them. They are also known as the balance fund.
One can invest in different asset classes through hybrid mutual funds. These include equity, debt and government securities and money markets. Investors who do not want to take too much risk can invest in hybrid schemes from mid-term to long-term. This fund of mutual fund gives steady returns.
You can invest in gold
In addition to equity in hybrid funds, some portion can also be invested in gold. With this, investments can be saved from market risk. SEBI has divided mutual funds into different categories, in which case investors can choose it according to their own.
There is also a benefit of tax
Equity and debt funds are taxed differently. It is necessary to invest more than 65 per cent of the total assets in equity funds. While long-term investment in aggressive hybrids will get tax benefits.
Categories of mutual funds
Aggressive hybrid fund
In this category of mutual funds, 65 to 80 percent of the investment is in equity. At the same time, 20 to 35 percent investment is made in debt.
Balanced Hybrid Fund
In such mutual funds, about 40 to 60 per cent of the total assets are invested in equity or debt instruments.
Balanced Advantage Fund
100% of the total investment in these mutual fund schemes can be invested in equity or debt. It manages its investments dynamically.
Multi asset allocation fund
It covers all categories of mutual funds. In this, you can invest in any of the three types of assets: equity, debt and gold. Of this, 65 per cent can be invested in equity, 20 to 25 per cent can be invested in debt and 10 to 15 per cent can be invested in gold.
Also read: PPF Account: Open this account in the name of the child for just 500 rupees, millions will be received in the return with tax exemption
Equal Weight Index Fund can make good money, this company is giving opportunity, know what is its specialty