Guaranteed pension is available in this policy of LIC. Money is safe in this. Along with this, you also get a special option to start a pension immediately.
If you want to arrange pension every month for yourself or for your family, then Life LIC’s ‘Jeevan Akshay’ (LIC Jeevan Akshay) policy is a better option. Pension can be arranged every month by making a lump sum investment in it. In this policy, you can get a minimum pension of 12 thousand rupees annually. It is mandatory to invest a minimum of one lakh rupees in lump sum, while there is no maximum limit.
In Jeevan Akshay policy of LIC, any two members of a family can take a joint annuity in it. By the way, there are a total of 10 options in the policy. But if you choose the first option i.e. ‘A’, then the pension service starts immediately. You can take this pension on an annual, half-yearly, quarterly or monthly basis. Under this scheme you will continue to get a guaranteed guaranteed pension. The specialty of this policy is that it has to be paid only once.
Special features related to policy
– This policy can be taken by a person from 30 to 85 years.
– It is necessary to invest at least 1 lakh rupees in Jeevan Akshay policy.
– The plan can be purchased both online and offline.
– The benefit of the scheme is available till the life of the policy holder.
– There are a total of 10 options in the policy. The pension starts immediately as soon as option ‘A’ is selected.
– 7 annuity can also be opted in LIC’s Jeevan Akshay Policy. It is a single premium non-linked, non-participating and personal annuity scheme.
– You can also avail loan facility after 3 months from the date of issue of policy.
Also chance to get 6 thousand rupees every month
If you want to get a pension of 6 thousand rupees every month, then for this you will have to deposit a lump sum of 916200 rupees. Also, the pension option ‘A’ (Annuity payable for life at a uniform rate) will have to be selected every month. By doing this, you will get an annual pension of Rs 86265. If you want to take it as half-yearly, then the pension will be Rs 42008. The quarterly pension will be 20745 and the monthly pension will be 6859 rupees.
Also read: LIC Aadhaar Shila: This scheme is best for women, you can get millions by saving 29 rupees daily
Withdraw money of PF before time, do this work, no tax will have to be paid