While taking a home loan, the bank asks for a variety of documents, but if the information is not correct, it takes a lot of time for the applicants to collect them. In such a situation, you can take help of this list.
Ever since the culture of work from home has started due to Corona crisis, people are spending money to buy their own house instead of rental house. During this time, demand for home loan has also increased. If you are also thinking of taking a loan for the house, then definitely gather some important documents. This will keep you comfortable and will not have to wander much here and there.
Keep these documents together
– If you are going to apply for a loan, then you can keep PAN card, passport, driving license, voter card as an identity certificate.
Copy of telephone bill, electricity bill, water bill, gas pipeline bill for housing certificate; Copy of passport, driving license or Aadhaar card can be kept.
For the loan application, fill the application form and put a photo of three passport sizes with it.
– If you are in job and taking a loan based on your salary, then keep your Employee Card with you.
These property papers will be needed
Allotment letter or stamped agreement, maintenance bill, electricity bill, property tax receipts, approved plan copy (Xerox blueprint) and builder’s registered development agreement, Conveyance Deed (for new property), bank account statement containing all given to the builder or seller Payments are shown, if you have already taken a loan from any other bank or lenders, then a copy of the last one year loan statement will be required.
How to take job loan
If you are applying for loan on the basis of salary, then the salaried applicant needs income proof of the guarantor, salary slip for the last three months, copy of Form 16 of last two years or copy of IT returns of last two financial years etc. Will fall
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