Small Savings Schemes of Post Office is quite popular. It has Post Office Saving Account (SB), National Savings Recording Deposits Account (RD), PPF (PPF), NSC (NSC), Kisan Vikas Patra (KVP), Sukanya Samriddhi Account (SSA) and other schemes. In post office schemes, there is a guarantee of security of money with better returns. After opening an account in the Post Office Savings Scheme, the service charge related to different works is fixed. Let us know how much service charge is to be paid for what works.
Let us know that from the beginning of the June 2021 quarter, interest will continue to be given on small savings schemes as before. The government had ordered a cut in the interest rates on small savings schemes but withdrew it the very next day.
Charge for duplicate passbook
If you have lost the passbook of the post office, then the fee for issuing a duplicate passbook is 50 rupees.
Account statement and certificate lost charge
20 rupees are charged for issuing the account statement and deposit receipt. There is a fee of Rs 10 per registration for issuing a passbook if the certificate is lost or damaged.
Cancellation or change of nomination fee
Please tell that all account holders have to declare a nominee at the time of opening the account. If you have to cancel a nominee or change it, then for this you will have to pay 50 rupees.
There will be a charge of 100 rupees for transferring the account.
At the same time, there will be a fee of 100 rupees for pleasing the account. That is, if you want to pledge your account in the post office, then you have to pay 100 rupees for this.
Issue of checkbook for savings bank account
The post office issues a checkbook for up to 10 pages in a calendar year for free and after that Rs 2 per check leaf will have to be paid. In the event of a check bounce, a charge of 100 rupees will have to be given.